Individual Disability Highlights

According to the Council for Disability Awareness’ 2014 study on long term disability claims major accidents are not the most common cause of disabilities. At Sanford Insurance we’ve seen disabilities result from illnesses such as heart disease, cancer, back pain and also arthritis.

Regardless of the cause, disabilities present a real risk to your life and the lives of those who depend on you. If you are concerned about the impacts of being out of  work due to disability for any length of time we encourage you to schedule a consultation with us.

In 2011 the Social Security Administration released a study reporting that a 20 year old had a 30% chance of being out of work for six months due to a disability. The reality is that your chances will depend on your specific job  history and risk profile. Let us help you develop a disability insurance policy that is relevant to you specifically and offered at the best price possible.


We value your time as much as we value our own. Experience has taught us that investing some time exploring and discussing your disability insurance needs will not only produce relevant policies that offer tremendous value, it will also save the both of us a great deal of time.

The first step in the process of getting your insurance quote is for us to have a conversation. We’ve provided a few ways for you to get the ball rolling.

  1. You can click on the “Request a Consultation” button below to fill out a form, which will be received and handled by a member of our disability insurance team.
  2. You can reach out to the individual(s) listed below by direct email or phone. These individuals not only have experience, but they have the autonomy to take you through the entire policy quoting and fulfillment process.
Geff SanfordVice President
(973) 783-6600 ext 2145
[email protected]