When it makes sense to Broaden Coverages & Expand Limits

At Sanford Insurance we carefully assess the business risks that are most likely, as well as those major events that are less probable. Policies such as your commercial auto or general liability will address recurring risks, but your umbrella insurance steps in when those rare possibilities develop into unfortunate and severe realities.

Give us the opportunity to get to know you, learn about your business, and understand what coverages you already have in place. We’ll work together to determine if an umbrella policy is relevant, and, if so, which specific policy accounts for your current risk management plan.


We value your time as much as we value our own. Experience has taught us that investing some time exploring and discussing your umbrella insurance needs will not only produce relevant policies that offer tremendous value, it will also save the both of us a great deal of time.

The first step in the process of getting your umbrella insurance quote is for us to have a conversation. We’ve provided a few ways for you to get the ball rolling.

  1. You can click on the “Request a Consultation” button below to fill out a form, which will be received and handled by a member of our umbrella insurance team.
  2. You can reach out to the individual(s) listed below by direct email or phone. These individuals not only have experience, but they have the autonomy to take you through the entire policy quoting and fulfillment process.
Bruce SanfordPresident
(973) 783-6600 ext 2143