Workers’ compensation provides benefits to employees for work-related injuries or illnesses including medical care, wages from lost work time, and more. It also provides a deceased worker’s family with a financial benefit. If a worker’s family decides to sue a company, it can also help cover the related legal fees.
Workers’ compensation insurance can help protect your business and employees in events such as these:
- An employee slips on ice, injures himself while walking up the stairs to the office, or requires an emergency room visit and weeks of recovery time.
- An employee injures her back lifting a box of printer paper and requires a doctor’s attention, medication and physical therapy.
- An employee returning to the office from visiting a client is injured in a car accident and requires hospitalization.
With workers’ compensation insurance, your insurance coverage will help pay for the medical expenses needed to treat these job related injuries and illnesses. Workers’ compensation will also help employees keep their income while they take time off to recover.
Find out how you can help your business and your employees by getting a quote today.
Am I required to have Workers’ Compensation Insurance?
Workers’ compensation insurance is required by law in New Jersey. Sanford Insurance Group can help explain the specific obligations required by New Jersey and help ensure your business gets the coverage it needs.