Errors & Omissions

Among the commercial insurance offerings from Sanford is Errors & Omissions (E&O) coverage. While many policies for small businesses will cover physical losses and injuries, E&O will generally cover the always-possible, but oft-unforeseen consequences of neglecting parts of the services and deliverables a vendor provides its client. For example, if a printer makes a significant typo on an expensive batch of wedding invitations, the financial fallout from this could be underwritten for your printing business.

Like many of Sanford’s commercial offerings, E&O is essential for the majority of small and medium-sized businesses. Any vendor — that is, any provider of services for a fee — is a candidate for this sort of coverage. Our partner insurers typically cover businesses like the aforementioned printer, but also any sort of trade or building contractor like HVAC, plumbing, sheet metal, et cetera. This type of insurance is critical to preventing massive financial loss due to seemingly “minor” carelessness on behalf of your employees. These policies can cover legal expenses and settlements resulting from such errors and/or omissions.

Please reach out to our experienced agent team for further information on E&O policies that will be most valuable and cost-effective for you.

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